71.   The reforms include everything from closing bankrupt banks to allowing more foreign ownership of local companies.

72.   The reforms include giving greater resources and autonomy to local communities and municipalities, selling off nearly all state enterprises and broadening schooling, pensions and land ownership.

73.   The promised reforms include dismantling cartels and monopolies and restructuring the banking sector.

74.   The planned EU reforms include trimming agricultural subsidies that Spanish agricultural and livestock producers say they cannot survive without.

75.   The reforms include giving greater resources and autonomy to local communities and municipalities, selling off nearly all state enterprises, and broadening schooling, pensions and land ownership.

76.   The reforms include measures to speed up trials and tighten the criteria for appeals to the Supreme Court.

77.   The reforms include scrapping the much-criticized system of giving refugees vouchers that can be exchanged for food and clothing in shops.

78.   The reforms include setting up an enforcement program to inhibit insider trading, market manipulation and false disclosure.

79.   The reforms needed include improved risk management, more transparency, and independent regulators, he said.

80.   The reforms include privatizing state-run enterprises, allowing private ownership of apartments, lifting import and export obstacles, and freeing up most fixed prices.