71.   The average maturity of mortgage bonds shortens as homeowners refinance their mortgages.

72.   The continuing decline in interest rates has led homeowners to refinance mortgages in record numbers this year.

73.   The other two racketeering acts, he said, were running an illegal gambling operation in Connecticut and understating his income on an application to refinance his mortgage.

74.   The museum, opened in Mizner Park by Beetle Bailey creator Mort Walker, is working with another financial institution to refinance its mortgage, Colman said.

75.   The rise in interest rates, for example, has reduced the number of homeowners who are refinancing their mortgages.

76.   The recent declines in rates can even justify homeowners who refinanced mortgages just two years ago to do it again.

77.   The simultaneous rise of the two types of debt was atypical because people usually refinance their mortgage in part to pay off other debts.

78.   There may be some homeowners who consider it wise to wait for still lower interest rates before refinancing their mortgages.

79.   These securities lagged amid concern the recent drop in yields will cause more homeowners to refinance mortgages at lower rates.

80.   Thursday, the Mortgage Bankers Association said that homeowners were applying to refinance their mortgages at a record pace, a situation that undermines the mortgage securities market.