71.   And some companies are already using early versions of the technology.

72.   And the company could have used that money to develop properties or otherwise invest in money-making ventures.

73.   And the company is using the name for its program to provide computers to all its employees.

74.   And trading companies can use so-called prudency reserves to protect against market risks, like the inability to exit a trading position at a good price.

75.   And the models that insurance companies had used to assess their potential exposure for years became useless in less than a minute.

76.   And when the number of permanent jobs does increase, companies will use staffing agencies to screen potential employees.

77.   And the traditional tools companies use to communicate, such as public relations and government affairs are out of step with these changes.

78.   Another rule would require actuaries to attest that the company is using reasonable assumptions in its illustrations about its expenses and costs of paying death benefits.

79.   Another reason is, the Nasdaq allows companies to use as many as five letters, while the NYSE and AMEX confine their members to three.

80.   Another strategy that companies are using is to sell their nonessential businesses.