61.   Most plans offer a menu of investment options.

62.   Now health-conscious Californians want their health plans to offer herbal supplements and acupuncture along with regular doctor visits.

63.   Only a handful of lawyers contended that the plan offered too little and was so complicated that benefits might never be requested.

64.   Opponents said the budget plan offered large tax cuts at the expense of important social programs.

65.   Outside experts say the plans offer a basis for a compromise that would stabilize the program.

66.   Opponents of the measure, who did not mount an organized campaign, worried that the plan would not offer enough certainty for future years.

67.   Prepaid-tuition plans offer more of a hedge against runaway inflation.

68.   Pataki, a Republican, has said his plan would offer the greatest benefits to middle- and working-class people.

69.   Republicans say their plan simply offers voluntary alternatives for stressed workers to help them better juggle the demands of job and home life.

70.   Some plans offer a deduction for those staying alone in a hotel room.