61.   Becker testified that Young always intended the loan to be a business transaction.

62.   Because the loans are now riskier, banks must charge more to cover themselves and in some cases have discontinued them.

63.   Both loans are the largest ever approved by the Bank for these sectors.

64.   A diversified collection of junk bonds or risky bank loans are put together, and then securities on that collection are sold.

65.   A home loan is the biggest financial commitment most people make in their lives, and few are ready to transact it in cyberspace.

66.   A non performing loan is one on which interest has not been paid for about three months.

67.   A loan is a loan.

68.   A Sumitomo Bank official, who declined to be named, said the loans were part of regular business transactions between the two companies.

69.   About a quarter of bank loans are dollar-denominated, which have become more expensive to repay.

70.   Albanese said in an interview that he did not believe that the loan was a gamble.