51.   Investors are unwilling to spend more on bonds until they see whether consumers will open their wallets for the holiday season.

52.   Instead, they have patented a card with a sensor that triggers a circuit to flash lights or beep sounds to attract attention when that wallet is opened.

53.   Its symptoms include a hand gladly opening a wallet.

54.   Just be prepared to open your wallet.

55.   Left behind are fans, bitter fans who, in addition to opening their wallets, gave their hearts to their sports franchises, only to have them broken.

56.   Last week, Commerce Department figures showed personal incomes and spending posted healthy gains in October, a sign consumers will open their wallets during the holidays.

57.   Mayor Willie Brown hit the streets this week as part of his campaign to get Bay Area residents to salute the flag by opening their wallets.

58.   --More Americans are willing to open their wallets during the holiday season, according to a survey on charitable giving commissioned by Lutheran Brotherhood, a national organization.

59.   Nor could they have opened their wallets wide enough to buy the ad campaign being fueled by their winning baseball.