51.   Cheap business loans and home mortgages have the construction industry humming.

52.   CMOs are created by taking a pool of home mortgages and allocating the principal and interest payments to series of CMO bonds.

53.   Congress had designed it after World War II to focus on taking deposits and providing home mortgages to bring the dream of home ownership to more Americans.

54.   Consumer Financial Network is a comparison shopping and information tool for all manner of personal financial services, including home mortgages, insurance, credit cards and investments.

55.   CMOs are custom-made bonds cut from bundles of home mortgages.

56.   Considered a benchmark for corporate borrowing and fixed-rate home mortgages.

57.   Credit markets already have pushed up interest rates on home mortgages, car loans, business credit and the like.

58.   Credit card interest, home mortgages, and other rates typically follow suit.

59.   Consider home mortgages, which are the biggest debt that most people ever incur.

60.   Consumers are also falling further behind on home mortgages and home-equity and auto loans.