51.   Consumer groups objected on Monday to the proposed merger of Citicorp and Travelers Group, predicting that customers would suffer higher fees and other ill effects.

52.   Critics point out that the higher fees arrive as demand for travel is at record levels and planes are teeming with travelers.

53.   Consumer experts also are worried about higher fees for banking services.

54.   Davis said that because men are a scarce commodity, they can command higher fees.

55.   Despite the higher fees for variable annuities, investors are often steered to them by sales representatives, who can earn higher commissions on them than on mutual funds.

56.   Earthlink, for example, might decide to charge a higher monthly fee for a premium news or sports service, he said.

57.   Environmentalists argue that the state should refinance the program by assessing higher fees and taxes on the industries that produce, manufacture or use hazardous waste materials.

58.   First Union Corp. and First Bank System Inc. reported earnings gains from higher fees and cost cutting.

59.   For consumers, this wards off the threat of higher fees for Internet access.

60.   Fraud could take place if higher fees are charged for nontraditional power, when it really comes from cheaper sources.