51.   Those costs included labor or machinery developed for commercial programs.

52.   Those costs include checking account monthly fees, ATM fees, bounced check fees, minimum balance requirements and the number of banks offering free checking.

53.   Those costs include headquarters, reception facilities for reinforcements in a crisis, language training, and integrated air defense and command, control and intelligence systems.

54.   Those costs include leaving beds empty, forcing nurses to work overtime and paying above the usual wage for nurses who fill vacancies on a temporary basis.

55.   Those costs include rising interest rates, falling stocks, slumping property prices and slowing growth.

56.   Those costs include higher rebates, heavy spending on advertising, slowing car sales, slightly heavier loan losses and the aftereffects of two large strikes.

57.   Those costs include limousine travel for the president and some of his entourage, as well as Secret Service personnel and some support staff.

58.   Those costs include making government buildings more secure and the amount spent to find, prosecute and execute McVeigh.

59.   Trial costs often include defense attorney fees.

60.   Typically, those costs include lender fees, credit report, escrow fee, title insurance, recording fee, appraisal report and termite infestation report.