41.   The FFIEC is the umbrella group for government regulators of banks, thrifts, and other depository institutions.

42.   The Islamic Circle of North America, an umbrella group that represents many Islamic organizations, has established a fund for Bosnian relief, he said.

43.   The leader of only one -- the National Pan-Hellenic Council, which is the umbrella group for traditionally black fraternities -- saw a possible need to be more prescriptive.

44.   The Iraqi National Congress, an umbrella group based in London, has been one of the main recipients of that assistance.

45.   The Iraqi National Congress, the umbrella opposition group supported by Washington, is a feud-ridden collection of exiled politicians who command no combat forces.

46.   The Islamic Salvation Front, the umbrella group for the Muslim opposition, had earlier denied involvement.

47.   The National Council is an umbrella group that includes opposition factions and members of a self-governing council chosen in elections in January in the West Bank and Gaza Strip.

48.   The nationwide umbrella group for CCCS organizations, the National Foundation for Consumer Credit, also has a Web site with valuable information.

49.   The National Association of Investors Corp. is the main umbrella group for investment clubs.

50.   The paramilitary umbrella group was recently designated a terrorist organization with global reach by the American State Department.