41.   BestBank, for example, sold high-interest credit cards as part of a travel-club membership to consumers with poor credit records.

42.   In Alabama, some offered explanations ranging from racism to poor credit skills to economic disparities.

43.   In using the Sime Bank example, Nik Mohamed said the problems stemmed from poor credit and risk management, catalysed by the financial downturn in August last year.

44.   On Thursday afternoon, Energy Secretary Bill Richardson extended an emergency order requiring out-of-state power suppliers to keep selling to California utilities despite their poor credit.

45.   Poor credit is often cited as one of the leading factors in rejection of mortgage applications.

46.   They also are looking over a recent nationwide increase in risky loans to people with poor credit histories.

47.   When considering credit, banks normally distinguish between genuinely complex deals and poor credit camouflaged by complexity.