41.   General American said its contract with IT Corp. specifically said the insurance company was not acting as a fiduciary when it approved and paid claims.

42.   He acknowledged that some contractors would therefore miss deadlines for paying Medicare claims, so the government would have to pay interest.

43.   He said it is paying current hospital claims, too, though he acknowledged an ongoing dispute about whether the plans pay claims fast enough.

44.   Healthcare Recoveries works on behalf of insurers, after they pay claims, to collect from third parties that are liable.

45.   He said the failure to pay the claim was evidence of bad faith by Generali.

46.   Home Holdings Inc. said Arthur D. Wilson will become its treasurer, overseeing financial and accounting functions at the insurer, which is paying claims without writing new policies.

47.   If it failed to pay claims, they would be paid from the trust fund.

48.   If major disasters always happened in clusters, insurance companies would go bankrupt trying to pay claims all at once.

49.   If elected, Mauro said, he would force insurance companies to cut their bottom lines by reducing the amount they can keep after claims are paid.

50.   If Shippan had to pay a claim, it could then hit the pool for more money the next year, which would mean higher rates for the homeowner.