41.   They also said that in New York, borrowers pay a mortgage recording tax on new mortgages.

42.   What have changed are the percentages those new mortgages represent.

43.   While most of the money is in new home mortgage loans, there are important grants to local groups that in some cases help them survive.

44.   With rates so low, one idea gaining currency is to compare refinancing with moving and getting a new mortgage altogether.

45.   Will the interest on your new mortgage be deductible?

46.   Would a total refinance be a possibility, with the new first mortgage paying off our other debt?

47.   Or, a customer can sit down with a real live loan officer for a new mortgage.

48.   Banks are still promoting new mortgage, credit card, and loan options that require them to attract new clientele, Schonander said.

49.   Mr Wong, who re-mortgaged his old flat to buy the Jubilant Place unit, said he was not even sure if the bank would approve his new mortgage.

50.   Ronald Carstairs, vice chairman and managing director at Dah Sing, said yesterday the demand for new mortgages was low during the first quarter of the year.