41.   The Halifax results are a further indication the mortgage market continues to recover, buoyed by rising house prices.

42.   The mortgage market could be hurt as consumers shy away from big purchases such as home-buying, economists say.

43.   The mortgage market may have the most to gain if the rule requires Japanese banks to mark their Treasuries to market.

44.   The mortgage bond market suffered its biggest losses ever last year as the Federal Reserve raised interest six times and a seventh time this year.

45.   The mortgage bond market was closed yesterday for the Christmas holiday.

46.   The mortgage market refused to celebrate.

47.   The recovery in the housing market has increased competition in the U.K. mortgage market, which has reduced lending margins.

48.   The predicament in the mortgage bond market also has helped fuel the recent rally and that could continue if rates fall further, say traders and investors.

49.   Thursday, the Mortgage Bankers Association said that homeowners were applying to refinance their mortgages at a record pace, a situation that undermines the mortgage securities market.

50.   To offset the redemptions, the portfolio managers are buying Treasury bonds to maintain their presence in long maturities until the mortgage market settles down.