41.   Four major airlines have announced expansions of their frequent flier programs, involving foreign carriers, restaurants and a mortgage company.

42.   Haggard, for instance, is returning to his old line of work, as a loan officer at a mortgage company.

43.   Gordon said the creation of the investment division would be irrelevant to any financial institution looking to purchase the mortgage company.

44.   He worked at a number of mortgage companies and savings and loans in Austin and San Antonio.

45.   However, to protect themselves against the opposite trend --a rising pace of refinancings as rates fall -- mortgage companies maintain big hedging portfolios.

46.   HUD says the settlement is a warning to other mortgage companies that treat blacks and whites differently.

47.   I almost got turned down by the mortgage company because I had disputed a J.C. Penney bill for some jockey shorts.

48.   However, nonbanks such as insurance companies, securities firms, pension funds and mortgage companies are exempt from these lending requirements.

49.   Ignore the deadlines set by your mortgage company, and your credit rating will go down the drain.