41.   Movers have minimum coverage at no extra charge, but the moving and storage association recommends buying extra comprehensive liability insurance.

42.   Mullen said liability insurance has increased so dramatically that many nursing homes are going without it.

43.   Most insurers currently do not charge extra for liability insurance for sport utility vehicles and pickups.

44.   Mrs. Pederson said that liability insurance will not cover the costs from the lawsuit and that she has lost pageant sponsors since the dispute began.

45.   New Yorkers are required to buy no-fault insurance to cover physical injuries and lost wages and liability insurance to protect themselves against lawsuits.

46.   Novavax bid, but lost the government contract last year to Acambis because its liability insurance was inadequate, said John A. Spears, chief executive and president.

47.   No-fault laws tend to make liability insurance less expensive but do not eliminate it.

48.   Ohnehtah, like other camps, has hired more skilled workers, partly to reduce the risk of lawsuits that sharply raised premiums for liability insurance.

49.   Or carry liability insurance in case of accidental shootings.

50.   Other coordination comes from the insurance companies, including the Church Mutual Group, which provide liability insurance for the dioceses and often pick the trial lawyers.