41.   RMS has a huge impact on the rate consumers pay for insurance.

42.   ROWING Although Georgians have not had a huge impact on rowing, there are several names on the national scene who have ties to this state.

43.   Software giant Microsoft has had a huge impact with marketing savvy and multimedia products like Encarta.

44.   Sometimes he achieved a huge impact with empty space.

45.   Still an amateur, Baddeley could be next in line behind Tiger Woods and Sergio Garcia to make a huge impact in professional golf at an early age.

46.   Still, the New York firms have not had a huge impact in the fund world.

47.   The community, people here say, had a huge impact on the man Disney became.

48.   The Cubs, trying to add assistance for Sosa, did acquire the good-hitting Fred McGriff in August, but he has not had a huge impact.

49.   The decision is expected to have a huge impact because of the growing popularity of arbitration agreements in virtually all industries.

50.   The difference in the gasoline price alone makes a huge impact, Sir Reg Empey, the minister, said.