41.   How do these funds do in general?

42.   If funds do well, the management fees go up, and if performance lags, fees are lowered.

43.   If those funds did not at least amount to the benefit level now set for beneficiaries, beneficiaries would get additional money from the Social Security trust fund.

44.   International stock funds did almost as well.

45.   Information about what these funds are doing is limited, and they have only a few months of performance.

46.   Lawmakers who vote on United States contributions to the fund have also demanded the fund do a better job of ensuring that money it provides is used properly.

47.   Many people believe that the fund did.

48.   Mid-cap funds did a bit better.

49.   Municipal funds did even worse than the bonds themselves.

50.   Most pension funds usually do worse than the stock market because of large bond holdings.