41.   She said she and her siblings are worried about the expense of repairing the damage, because her parents have no flood insurance.

42.   She suggests buying flood insurance, if possible, and bringing appliances such as boilers and furnaces upstairs, into the house, if there is room.

43.   She wound up with four feet of water in the basement and, like many of her neighbors, had no flood insurance to pay for the cleanup.

44.   Shop owners in the area cannot get flood insurance because they are so close to the river.

45.   Some people are required to buy flood insurance.

46.   Such coverage could add up to several thousand dollars in compensation, even for those without flood insurance, De Long said.

47.   The answer, he said, is for homeowners to think about buying flood insurance.

48.   The couple, who have no flood insurance, decided to throw their clothes away and start over.

49.   The days of purchasing a house in a flood plain without buying flood insurance are coming to an end.

50.   The majority of people who buy flood insurance do not insure the contents, Goldstein said.