41.   High-tech executives insisted that they are already spending hundreds of millions of dollars for training and recruiting U.S. workers.

42.   Hospital executives insist they are willing to absorb their share of pain.

43.   IBM executives insisted that the company would not make that mistake this time.

44.   In the spartan offices of Philippine Airlines, senior executives insist they can go it alone.

45.   Industry executives insist that experience shows that investors will not panic in a market downturn, but instead use it as an opportunity to buy more.

46.   Intel executives insist that their chip is being misused by privacy groups that have distorted the value of the identifier.

47.   Investment executives insist publicly that such a scenario would have little or no impact at their companies.

48.   Kodak executives insist they feel the same, saying that the company will not sell film online or offer discounts for online printing services ordered on its Web page.

49.   Many executives insist that this is not enough protection from shareholder lawsuits should the future not unfold as the annual report suggests it will.

50.   Lotus executives insist Microsoft still has some catching up to do.