41.   In the past, the Justice Department has brought suit against some banks that had already received satisfactory CRA ratings from bank regulators.

42.   It carves out a tougher stance and an expanded role for bank regulators in curbing abusive credit practices.

43.   Ludwig has been one of the key participants during one of the most aggressive periods by bank regulators in recent years.

44.   Matching their expansions would have meant losing money over a long period, a bad business idea and a sore point for federal bank regulators, he said.

45.   Most consumers think banks are prepared, according to a Gallup Poll commissioned by federal bank regulators.

46.   Mrs. Clinton swore last year to bank regulators that she knew nothing about Castle Grande.

47.   New lending systems designed to prevent discrimination by going strictly by the numbers might have the opposite effect, a top bank regulator says.

48.   Not even the bank regulators are completely confident that they have accounted for all of the problems at the five banks, or that further problems will not arise.

49.   One is a result of restrictive moves by bank regulators.

50.   Phillips, however, said bank regulators now have a clearer picture of the risks banks take.