41.   The bank declined to discuss its strategy for remaining independent, or why it is objecting to an acquisition.

42.   The banks declined to comment.

43.   The bank declined to answer until this afternoon.

44.   The bank declined to comment further on those differences and on the agreement with Davis.

45.   The bank declined to comment on Koor.

46.   The bank declined to identify those customers.

47.   The bank declined to name the participants and said not all the companies have agreed formally to take the shares.

48.   The bank declined to provide more specifics on trading losses.

49.   The bank declined to say where those branches were.