41.   Mercury was the first of a series of companies which make auto loans to people with bad credit to run into its own financial trouble.

42.   MBNA, First USA and other credit card issuers compete to increase the number of consumers who borrow from them while avoiding bad credit risks.

43.   NFC hired and trained employees to call consumers or homeowners with bad credit and sell them loans to consolidate debt or get a home.

44.   Of the six charter-school rejections in May and June, for example, four of them stemmed from the bad credit histories of school officials.

45.   Regulators seized the savings and loan, Superior Bank FSB, based in Hinsdale, Ill., after it ran aground lending money to people with bad credit.

46.   Republic Industries Inc. and United Auto Group Inc. said they would avoid making auto loans to people with bad credit amid a collapse in the sub-prime lending industry.

47.   Publicly traded companies such as Jayhawk have turned bad credit into big business.

48.   Quite a change in a city that for years has treated the downtown homeless like a shopper with bad credit.

49.   Selling vehicles to people with bad credit has become a big business.

50.   She moved in with Mark, her older man, the flea-comb-magnate-turned-dreamer with bad credit.