31.   The new plans can also be financed out of any surplus in traditional pension plans.

32.   The New York-based bank is best known for managing traditional corporate pension funds and investing money for rich customers.

33.   The New York-based bank is best known for managing traditional corporate pension funds and offering bank services to rich customers.

34.   The union had a traditional pension plan, under which retirees received a guaranteed monthly payment.

35.   They sometimes are as much as four times the cost of running a traditional pension fund.

36.   They worry about an insecure job market, another four years of tuition at college, and the specter of a penny-pinching retirement as traditional pensions vanish.

37.   To avoid those big costs down the road, some employees are coming up with alternatives to traditional pension plans, Partridge said.

38.   Traditional pension plans have vanished.

39.   Traditional pension plans, of course, are still alive and well at large corporations, especially those with unionized workers.

40.   Traditional pension plans and endowments have also grown, but nowhere near as rapidly as the individual accounts.