31.   Only about a half dozen of these are sector funds.

32.   Other companies offer a few sector funds, but like Fidelity, they often impose penalties on investors who trade quickly to encourage long-term investing.

33.   Other companies offer a few sector funds, but they impose penalties on investors who trade quickly to encourage long-term investing.

34.   Over three and five years, telecommunications funds have lagged other sector funds.

35.   Other fund families that offer sector funds include Vanguard, Rydex Funds and ProFunds.

36.   Others want to get even more selective, investing in foreign stocks or in sector funds, such as technology or health care.

37.   Say you want a sector fund, but have no idea where to start.

38.   Sector equity funds, which focus on individual industries, also had their share of third-quarter woes.

39.   Sector funds would be another way for market-timers to play the market, he said.

40.   She labels the future of the sector funds as uncertain because, as areas like technology become more important, they become larger portions of mainstream, diversified funds.