31.   Even when the target funds are eliminated from the study, Twentieth Century still ends up with a risk rating above average.

32.   Fund-rating services typically base risk ratings on volatility.

33.   However you do it, make sure the return rating is much higher than the risk rating.

34.   However, other analysts have expressed concern about the possibility of sanctions, and their damaging effects on Colombian stocks and possibly its risk rating.

35.   If the NASD does approve the use of risk ratings, they would be provided in narrative form to reduce the possibility of any confusion, Bragg said.

36.   It earned four stars from Morningstar and an average risk rating.

37.   Janus has done this while maintaining a low risk rating, while Scudder Growth and Income is rated below-average for risk.

38.   MFS Research has a low risk rating because it invests in a wide mix of stocks from many different industries.

39.   Now, the NASD must decide whether to give funds the right, if not the obligation, to use risk ratings in advertising.

40.   Risk ratings are computed by how often, and by how much, a fund has underperformed Treasury bills on a monthly basis in the last three years.