31.   Higher bank loan rates also affect bond-market rates.

32.   Home-equity loan rates are tied to the prime, which moves in lockstep with the federal funds interest rate.

33.   Home and condominium sales have declined steadily since deadlines passed for locking in lower loan rates before the tax increase.

34.   Housing investment in the quarter was boosted by low interest rates that triggered a cut in housing loans rates.

35.   Higher interest rates lead to higher loan rates for car buyers, which chokes off sales and hurts automaker profits.

36.   If later, usually within nine months, the market price rises above the loan rate, the farmer sells the crop and repays the loan.

37.   In its daily money market operations, the central bank has made it clear it wants to keep interbank loan rates steady by leaving a consistent surplus.

38.   In its daily money market operations, the central bank has made clear it wants to keep interbank overnight loan rate steady by leaving a consistent surplus.

39.   In the past year, savings rates have fallen faster than most loan rates, making this a prime time to consider paying off debt.

40.   Incentives and low loan rates have been the biggest draws, however.