31.   The banker must ensure that there is an acceptable balance of risk and reward, and that any loan advanced is clearly capable of being repaid.

32.   Effectively the loan is interest-free.

33.   If there are no more loans to be entered, the user presses the RETURN key and goes back to the options list.

34.   People realise that bank loans are cheaper.

35.   The loans are fully portable, but must be backed by a pension or endowment.

36.   Loans would be at subsidised rates of interest.

37.   Although these loans are now sound, the Fed warned that they might represent concentrated credit risk at banks.

38.   Among the more egregious problems, regulators have said, were illegal loans between day-trading customers.

39.   Among the specific matters of interest to OCC are loans made by Fleet in Dorchester.

40.   An out-in loan is when a bank borrows foreign-denominated funds from abroad and re-lends them in Thailand.