31.   Family income is rising because more people are working and those who work are putting in longer hours.

32.   Even as their incomes rise, workers feel stressed.

33.   Federal income tax rates go up as income rises.

34.   Fee income has risen along with the amount on funds under management.

35.   Fewer respondents than last month expect their incomes to rise over the next six months.

36.   For example, fewer respondents than last month expect their incomes to rise over the next six months.

37.   French exporters benefit from a higher dollar because it means their income rises when dollar sales are converted into francs.

38.   He said first-quarter spending gained as incomes rose.

39.   He said incomes were rising, unemployment would remain low, and companies would continue to invest in new factories and technology.

40.   His income is rising and so is his spending, said Corker, a financial consultant with Merrill Lynch Inc. in Buckhead.