31.   Aetna had generally been paying higher fees than U.S. Healthcare.

32.   After all, a fancier picture would legitimize higher fees.

33.   After several unsuccessful attempts, the company convinced shareholders last year to agree to higher fees so it could pay managers more.

34.   After years of legislative battles, Florida begins regulating the industry Sunday with lower interest rates for customers and higher licensing fees for businesses.

35.   Agents said they were apprehensive about the uncertainties of a merger and unhappy with higher fees and lower commissions at Prudential and Douglas.

36.   Buffett said many investors would probably be better off in a mutual fund that mimicks the performance of the market than with a managed fund that charges higher fees.

37.   But in reality, shrinking revenue in rural areas has prompted schools to levy ever higher fees, forcing many parents to pull their children out of school.

38.   But its sharply higher fees unfairly pose sudden obstacles with only the possibility of far-off improvements.

39.   But lawmakers at the hearing before the House Banking subcommittee on consumer credit were skeptical that the banks had made a solid case for the sharply higher fees.

40.   But individuals are paying higher fees than institutions, because their investments are smaller.