31.   The government also has its army hawks, some of whom would clearly prefer to have Savimbi finished off.

32.   The Swiss did not want the Germans in Geneva, but they did not have an army that could stop them from getting there.

33.   The three tiny republics on the Baltic Sea, Lithuania, Latvia and Estonia, have negligible armies, meager economies and small voices on the world stage.

34.   Then again, they have an army on their side.

35.   They have no army.

36.   Unlike Merrill Lynch, Morgan Stanley and Salomon Smith Barney, a Citigroup unit, Schwab does not have an army of stockbrokers on its payroll.

37.   Only Iceland, which does not have an army, is not.

38.   Panama and Costa Rica do not have armies.

39.   Panama, which has no army, last week dispatched additional police to guard two villages near the Colombian border after some residents fled in fear of the guerrillas.

40.   Pakistan has lost all three wars against India, which has an army two-thirds the size of Pakistan.