31.   Similarly, the funds owned three notes linked to an index of interest paid on deposits by West Coast savings institutions, known as the cost of funds index.

32.   Short-term funds own securities that mature within five years.

33.   The best indicator may be what the Growth and Income fund owns.

34.   The fund also owns TT Tieto Oy in Finland, Axime SA and Capita Group Plc.

35.   The fund owns stocks that have lower-than-average valuations and greater-than-normal sales and earnings growth.

36.   The funds have owned only dividend-paying stocks since their beginnings.

37.   The funds never owned any Cendant stock.

38.   The fund already owned a small amount of Nationsbank stock when shares in many banks dipped sharply last August.

39.   The fund had owned a million shares.

40.   The fund owns big positions in companies such as U.S. Robotics Corp., America Online Inc., Cisco Systems Inc. and Ascend Communications Inc.