31.   Consumers wanted home equity loans, got them after a long legislative battle and now need to use them with restraint.

32.   Corporate bonds and bonds backed by consumer debt such as home equity loans are among securities favored by Utendahl Capital Management.

33.   Credit-card debt and home equity loans are rising, Fifth Third Bank reports, but savings-account balances are rising faster.

34.   --Consider a home equity loan.

35.   Debt backed by home equity loans has been one of the biggest areas of growth, doubling over the last year.

36.   Delinquencies on a composite of eight other types of consumer installment loans -- including auto loans and home equity loans -- also rose, the ABA said.

37.   Do you think we should take out a home equity loan to pay the credit card debt?

38.   Elderly people who often have access to ready cash through home equity loans are a favorite target, too.

39.   Even better, the Pitino commercials have helped Citizens sell more home equity loans.

40.   Even home equity loans are not pristine.