31.   Sobol has not set an effective date for retirement, saying only that it will be by the end of the year.

32.   State and local government groups last year objected to the effective date of the ban, saying it was retroactive and put many bond sales at risk.

33.   That means the regulations would not go into effect until after Congress returned from its holiday break, giving opponents a chance to extend the effective date yet again.

34.   Supporters of the legislation were having meetings of their own, and officials said it was likely that the group would change the effective date of the bill.

35.   That measure would delay the effective date of the federal rules by three months, giving Congress enough time to return from its winter break and overturn them.

36.   The effective date could be pushed back by waiting for several months to send the bill to the governor, a common practice.

37.   The effective date was the only difference between the House and Senate versions of the bill.

38.   The effective date of his resignation is yet to be determined, the company said.

39.   The effective date should be moved up to this fall, and rules should be strictly enforced the moment they take effect.

40.   The effective date would also be six months earlier, although that might be years away.