31.   Perhaps there will be more changes than that.

32.   Puritan is less likely to undergo major investment changes than nearly any other portfolio affected by management reassigments.

33.   Q. It seems that women are more sensitive to temperature changes than men.

34.   SCA is a net buyer of pulp, making it less vulnerable to these changes than competitors.

35.   Some individuals have a higher need for change than others.

36.   Some people are more willing to change than others.

37.   Still, a weekly glimpse at a fictitious lesbian life may prove to be even more effective as an agent of social change than the birth of another advocate.

38.   That is a much more significant change than the elimination of blackout dates, analysts said.

39.   That jump was likely due more to accounting changes than in any real surge in demand for loans.

40.   The jump in net interest income was likely due more to accounting changes than in any real surge in demand for loans.