31.   Last week, HMOs announced further pullbacks from the Medicare market as well as benefit cuts and premium hikes, claiming the government has been underpaying them.

32.   Moreover, most plans advocated by liberals also call for benefit cuts and tax increases.

33.   Moreover, they said, the system would avert the certainty of even bigger benefit cuts and huge tax increases if nothing was done.

34.   Most Republicans in Congress support the idea of private accounts, but they have been reluctant to back any plan that requires benefit cuts or tax increases.

35.   Most Austrians have been uncertain about job and pension benefit cuts.

36.   Nearly all plans to shore up Social Security include benefit cuts and other politically unpopular steps that could put Bush and his fellow Republicans on the defensive.

37.   Northwest employees got paid more, as agreements that gave them stock in exchange for wage and benefit cuts expired.

38.   On the contrary, they will create a financing crisis, requiring sharp benefit cuts, large infusions of money from unspecified outside sources, or both.

39.   One keeps the old system alive with small tax increases and benefit cuts.

40.   Several plans contain painful medicine like benefit cuts, lower cost-of-living increases or an increase in the retirement age.