31.   I suggest you look at two balanced funds -- Phoenix Balanced, and Phoenix Income and Growth.

32.   I would turn to a conservative balanced fund, such as Vanguard Balanced Index.

33.   I tend to consider balanced stock funds as appropriate for the intermediate-term investments of people who are willing to accept a moderate risk level.

34.   I think your chances are much better with the balanced fund, but you should proceed slowly.

35.   If you want a more conservative balanced fund, you might consider Vanguard Balanced Index, which also wins an above-average overall grade from Morningstar.

36.   If so, consider a balanced fund such as Vanguard Star.

37.   If you are going to use this money within five years, even the relatively conservative balanced funds are too aggressive as a savings vehicle.

38.   If you are cautious about the markets in general, you might substitute balanced funds, such as Fidelity Puritan and Vanguard Balanced Index.

39.   In addition to equity funds, IDS has a balanced fund and several fixed-income funds.

40.   In fact, some balanced funds are not very balanced.