21.   Of course, big traders will still have access to technical analysis, automated trading programs, volume discounts and other advantages that might make small investors leery.

22.   SAB offers retailers deals that he cannot possibly match, like volume discounts and trips to Europe.

23.   Some also give a volume discount if you pay for multiple sessions in advance.

24.   Some of the new competitors are huge consortiums, while others are cheeky upstarts that lease lines at volume discounts and resell service to customers at low prices.

25.   Some are banding together to buy in bulk and to demand greater volume discounts.

26.   That means all personal computer makers would pay the same price for the software, with no further volume discounts for such long-time partners as Compaq and Dell Computer.

27.   That will allow both companies to secure volume discounts from companies like Disney, which controls cable networks like ESPN.

28.   That will give volume discounts and many new options to workers in jobs that lack health benefits or offer only one health plan.

29.   The buyer is drawn to sites that offer the best selection, detailed account information and a chance for volume discounts or leasing options.

30.   The GAO also blamed Congress, however, for failing to give the service authority to offer volume discounts and change rates quickly to meet competition and shifting demand.