21.   Buying bonds of companies that are struggling through tough times can hold unpleasant surprises for investors.

22.   Colombians have become accustomed to unpleasant surprises when it comes to their team.

23.   Consumers who were teased by low introductory rates on adjustable rate mortgages may get an unpleasant surprise when those ARMs post their new rates.

24.   Disturb the climate system enough, Broecker argues, and it may react with unpleasant surprises.

25.   Even executives happy to be covered by the new plans, though, may get unpleasant surprises at retirement.

26.   For many people visiting Mexico, their first unpleasant surprise occurs when they pick up the phone.

27.   Former Massachusetts resident Dick Phelps, the owner of the Stockton Ports in the Single A California League, got an unpleasant surprise two days ago.

28.   He has had some unpleasant surprises.

29.   If more corporations than usual have opted not to seek protection, a rising dollar could produce some unpleasant surprises for investors.

30.   If the CPI number came in much higher than expected, it would be an unpleasant surprise for the market and have a negative effect on stocks and bonds.