21.   A spokeswoman at another of the seven banks also said no agreement has been reached among the seven banks.

22.   A spokeswoman for another of the seven banks also said no agreement has been reached among the banks.

23.   A spokeswoman at another of the seven banks also said no agreement has been reached among the banks.

24.   ABN also sells an option that allows the other bank to end the swap any time after the first year.

25.   According to Korean media, Citibank NA, Chase Manhattan Bank and HSBC Holdings Plc have shown an interest in buying one of the two banks.

26.   After the meeting, the two banks will hold separate press conferences to outline their independent restructuring plans, the paper reported.

27.   But its overly aggressive plan for combining the two banks caused service breakdowns and customer defections.

28.   But the bank told Conseco that, given the declining results at Kemper, it needed to get new commitments from the other banks and refused to guarantee success.

29.   But the deal was called off on Saturday night, after it was heavily criticized by investors and analysts, who said the two banks had nothing in common.

30.   But the two banks had belonged to different groups, and the merged bank put Japan on notice that keiretsu loyalties would no longer be sacred.