21.   European stocks tend to generate stronger returns when the U.S. economy recovers.

22.   Financial stocks also tend to respond favorably to falling interest rates.

23.   For long-term investments, stocks tend to appreciate faster than bonds, certificates of deposit or other such conservative investments.

24.   Frontier has invested in small, sometimes very small, companies whose stocks tend to fluctuate widely.

25.   From the start, short-sellers work at a disadvantage to longs, because stocks tend to move higher over time.

26.   Good information about small companies can be scarce, and their stocks tend to be especially volatile.

27.   High-tech firms are often a target of such suits because their stocks tend to go up and down more sharply than other investments.

28.   HMO stocks tend to fall in the early part of each year, investors say, because they become skittish about the prospect of individual companies.

29.   Historically, small stocks tend to do worse than big ones in bear markets, but that did not happen when this market fell apart.

30.   HMO stocks tend to fall in the early part of the year, Jensen said, because investors become skittish about the prospect of individual companies.