21.   Eric Chaney, a senior economist at Morgan Stanley, says it may take several years before new chunks of state assets are offered to private investors.

22.   Fellow OPEC watcher Mohammed Abduljabbar, senior economist for Petroleum Finance Co., a Washington-based consulting firm, disagreed.

23.   Gustavo Canonero, senior economist for Latin America at Deutsche Bank, says Mexico has more to lose than Argentina.

24.   Hassett, who has a doctorate in economics, is a former senior economist for the Federal Reserve Board and is a resident scholar at the American Enterprise Institute.

25.   However, Lehman Bros. senior economist David Kelly did not think the lower rates would push too many more buyers into the market.

26.   If fewer cash in options to buy homes, said Jon Southard, senior economist for Torto Wheaton Research in Boston, the housing market may calm down.

27.   In a newsletter released Thursday, Simon Kwan, a senior economist with the Federal Reserve Bank of San Francisco, suggests that stocks remain overvalued relative to bonds.

28.   In the autumn, many economists were concerned that low unemployment would boost inflation rates, said Carol Stone, senior economist at Nomura Securities in New York.

29.   In the past three years, the number of layoffs in L.A. County has decreased, according to Lewis Siegel, senior economist at the Bureau of Labor Statistics.

30.   Interest rates fell and family income grew faster than sticker prices last year, Comerica senior economist David Littmann said.