21.   Roynon also says Internet retailers could do a better job of explaining the nitty-gritty details of their return policies.

22.   Retailers are doing their part.

23.   Since the retailer will only do minimal screening of its prospective partners, it could easily find itself processing orders for inefficient or dishonest merchants.

24.   She said banks and consumer retailers also are doing well.

25.   So did retailers, which benefit more than most stocks from accelerated growth.

26.   So, too, did retailers.

27.   Still, some retailers did well, notably those selling jewelry, consumer electronics, home decorating items, appliances and other hard goods.

28.   Studies in numerous states suggest that many retailers do little to stop tobacco sales to minors absent such an inspection threat and penalties.

29.   That can be explained in part by how the retailers did last September, said Don Trott, an analyst with Dean Witter Reynolds.

30.   The Fairway mini-crisis should spur the city to do something about the larger problem of allowing discount retailers to do business in New York City.