21.   Chin could have faced seven years in jail if he had been convicted of the four felonies, but the jury reduced the charges to misdemeanors.

22.   Charges can be reduced by withdrawing larger sums and visiting an ATM less often.

23.   Dealers may reduce add-on charges for repairs and excess mileage if the car is popular and in good condition.

24.   Declining interest rates not only make company financing costs cheaper and reduce consumer credit charges but can also push investors to emerging markets as they search for higher returns.

25.   Despite four witnesses to the violence, the prosecutor reduced the charge from a first-degree to a fourth-degree misdemeanor.

26.   Falling interest rates help companies by reducing interest charges and by encouraging customers to borrow and spend.

27.   For a woman who had faced up to life in prison, the plea agreement reduced the charges and left her visibly relieved.

28.   Garcetti said the charge was reduced from attempted arson to attempted vandalism after judges suggested it would be difficult to prove attempted arson.

29.   He also expected a decline in plea bargains that reduce accompanying charges, like theft or burglary, to possession charges.

30.   Grand jurors reduced the charge to second-degree manslaughter.