21.   High premium rates is the main sticking point for worried homeowners.

22.   If you do find space, expect to pay premium rates.

23.   In the U.K., insurers are fighting off declines as premium rates remain low for many areas of business.

24.   Insurance premium rates have climbed in Canada since earlier in the year and are out-pacing the increase in claims.

25.   Many baby sitters were booked months ago, and some are charging premium rates.

26.   None of the national service providers offer local access numbers and most, like America Online, charge premium rates to connect using toll-free numbers.

27.   Premium holiday rates have been lowered to normal high-season rates and in a few cases even low-season rates, Tomcich said.

28.   Stiff competition, which has forced down life insurance premium rates has been at the heart of the problem in the U.K. market.

29.   That service will be billed at the same premium rate as the news group access.

30.   The intense demand for accommodations during the Games, and the subsequent premium rental rates, has provided cash for many projects.