21.   She, too, had a poor credit history and had been denied financing by several other lenders.

22.   Several developers, including some from Austin, complain to the agency that tax credits have been awarded to developers that have poor credit and other problems.

23.   Sub-prime lending involves granting higher-priced home loans to customers whose poor credit histories do not qualify them for regular credit.

24.   That could wipe out some of the damage caused by poor credit quality, said Christopher W. Marinac, an analyst with Robinson-Humphrey in Atlanta.

25.   The automaker plans to create a new subsidiary later this year to tap the increasing market for loans to car buyers with poor credit.

26.   The announcement comes as the business of making car loans to people with poor credit crumbles.

27.   The charge came as the business for making car loans to people with poor credit crumbled.

28.   The companies, Mercury Finance and First Merchants Acceptance Corp., specialized in loans to persons with poor credit records.

29.   The company is dabbling in such things as mortgages for those with poor credit records and helping people apply for college aid.

30.   The delinquency rates were also high in a category of mortgages known as subprime, high-interest loans made to borrowers with poor credit histories.