21.   A fan must pick the winners of the Blue Grass, Wood Memorial at Aqueduct, and Arkansas Derby at Oaklawn that day.

22.   A handful of sportsbooks have begun to offer parlay cards --a wagering proposition that offers a high payoff if a bettor can pick the winners of several games.

23.   A key step in picking winners at Churchill Downs is to check how well a horse has run there.

24.   A media panel picks the winners.

25.   A product of a prominent Kentucky horse-breeding family, he found fascination not in bloodlines but in trying to pick winners at the track.

26.   A panel of industrial design experts then picked the winners.

27.   A. Like dollar cost averaging, value averaging is intended to spare you the frustration of trying to time the market or to pick winners.

28.   After all, who needs expert advice when they can pick big winners by throwing darts at the daily stock tables?

29.   Broadcasters never publicly pick winners in games they are working.

30.   Bureaucrats and special commissions, however well-intentioned, cannot pick market winners better than the private sector can.