21.   Father McGowan tapped into a wealthy alumnus who offered a loan, and then steered the student into Gamblers Anonymous.

22.   Finance companies like GMAC, meanwhile, will be allowed to offer car loans, putting millions of Chinese consumers within sudden reach of buying an imported car.

23.   Ford itself moved in this direction last fall when it announced ambitious plans to begin offering car loans to such customers this summer.

24.   He has pledged to come up with the money from personal funds and already has told Bob Dole that he would not need the loan Dole offered last year.

25.   Historically, savings banks mainly offered home loans while commercial banks handled business lending.

26.   If the program succeeds, the bank will resume offering similar loans to more customers next year.

27.   In a bid to win customers, Halifax offered cut-price loans to new borrowers last year.

28.   In the future, the credit union hopes to offer small loans to youths for educational purposes only.

29.   In recent years, a slew of companies has appeared offering consumer loans, often to the same clients already carrying production loans.

30.   In the last few years, Citibank, Chase, the Dime and others have begun offering such loans through their private banking divisions.