21.   The loan is repayable over twenty years.

22.   The biweekly mortgage loan was started in Canada and is now offered by lenders in the United States.

23.   This loan is similar to the standard fixed-rate loan except for the frequency of payments.

24.   The loans are small but they serve a good purpose.

25.   Loans are not means-tested and eligible students may borrow, each year, any amount up to the maximum for that year.

26.   Bank loans are a possibility, often a necessity, but loans do need repayment with interest and charges.

27.   What is more, financial intermediaries may have the expertise to be able to assess just how risky a loan is.

28.   Other loans are for much longer periods.

29.   Other UK market loans are primarily short-term loans to, or assets in, other banks.

30.   Instead they may borrow from banks whose loans are shorter-term variable-interest loans.