21.   He insists that major new investments have to be made.

22.   In interviews, many doctor investors said the investments had no effect on the way they treated patients.

23.   Investment has to be financed from savings.

24.   Investments like that usually have to be put out of their misery.

25.   Other aid supporters say relatively small, tightly controlled investments can have a major impact.

26.   Over the next four years, these investments may have to wait while the money is spent on millennium debugging.

27.   Plus, he thought such an investment had a social purpose.

28.   Sometimes new investments had to be made, such as a better internal computer network to speed along the flow of information critical to the manufacturing process.

29.   Such investments have complex business structures, are not publicly traded and are considered to be a higher risk.

30.   Such an investment has to be put to use sometime.